How much is insurance on a Subaru Crosstrek?
A 2024 Subaru Crosstrek runs about $1,630 a year for a typical 45-year-old, $320 less than an average 2024 car, because of cheaper repairs and fewer at-fault claims.
2024 Subaru Crosstrek, national average
about $1,630 a year (about $135 a month)
roughly $1,200–$2,200
An average 2024 car: about $1,940. An older Subaru Crosstrek costs less (below).
Priced: the 2024 Crosstrek AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Subaru Crosstrek, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,630 | about $830 | +$1,070 | about $4,670 |
| 2022 (4–7 years old) | about $1,530 | about $830 | +$1,010 | about $4,400 |
| 2018 (8–12 years old) | about $1,430 | about $830 | +$940 | about $4,100 |
We list the Subaru Crosstrek for 2016–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2 versions of the 2024 Subaru Crosstrek we list (Crosstrek AWD and Crosstrek Wilderness AWD) all come out within about $50 of each other.
The Subaru Crosstrek for other drivers on their own policy, a year: 22–25, $2,120; 26–39, $1,810; 65 and older, $1,710.
Adding a 16-year-old with a Subaru Crosstrek
A new 16-year-old driving the Subaru Crosstrek adds about $1,070 a year ($90 a month), $210 less than with an average 2024 car.
For adding a teen, the Subaru Crosstrek ranks 5th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Subaru Crosstrek costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- much lower than average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Subaru Crosstrek: about $800, against $950 for an average 2024 car (16% less). The part that pays for harm to others: about $830, against $990 for an average car (16% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small station wagons.
Matched to “Subaru Crosstrek station wagon 4WD with EyeSight” in HLDI's results.
Similar small SUVs
Among these 52 small SUVs, the Subaru Crosstrek is the 3rd least expensive to insure.
- 2024 Subaru Foresterabout $1,620 (about the same)
- 2024 Subaru Outbackabout $1,630 (about the same)
- 2024 Subaru Crosstrekabout $1,630 (this car)
- 2024 Mazda CX-50about $1,690 ($60 more)
- 2024 Honda Passportabout $1,720 ($90 more)
- 2024 Honda CR-Vabout $1,740 ($110 more)
- 2024 Volkswagen Atlasabout $1,740 ($120 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.