How much is insurance on a Subaru Forester?
A 2024 Subaru Forester runs about $1,620 a year for a typical 45-year-old, $320 less than an average 2024 car, because of fewer at-fault claims and cheaper repairs.
2024 Subaru Forester, national average
about $1,620 a year (about $135 a month)
roughly $1,200–$2,200
An average 2024 car: about $1,940. An older Subaru Forester costs less (below).
Priced: the 2024 Forester AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Subaru Forester, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,620 | about $790 | +$1,070 | about $4,650 |
| 2022 (4–7 years old) | about $1,520 | about $790 | +$1,000 | about $4,370 |
| 2018 (8–12 years old) | about $1,410 | about $790 | +$930 | about $4,060 |
| 2013 (13 or more years old) | about $1,310 | about $790 | +$860 | about $3,750 |
We list the Subaru Forester for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2 versions of the 2024 Subaru Forester we list (Forester AWD and Forester Wilderness AWD) all come out within about $50 of each other.
The Subaru Forester for other drivers on their own policy, a year: 22–25, $2,110; 26–39, $1,800; 65 and older, $1,700.
Adding a 16-year-old with a Subaru Forester
A new 16-year-old driving the Subaru Forester adds about $1,070 a year ($90 a month), $210 less than with an average 2024 car.
For adding a teen, the Subaru Forester ranks 3rd cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Subaru Forester costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- lower than average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Subaru Forester: about $830, against $950 for an average 2024 car (13% less). The part that pays for harm to others: about $790, against $990 for an average car (20% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small SUVs.
Matched to “Subaru Forester 4dr 4WD with EyeSight” in HLDI's results.
Similar small SUVs
Among these 26 small SUVs, the Subaru Forester is the least expensive to insure.
- 2024 Subaru Foresterabout $1,620 (this car)
- 2024 Mazda CX-50about $1,690 ($70 more)
- 2024 Honda CR-Vabout $1,740 ($120 more)
- 2024 Toyota RAV4about $1,760 ($140 more)
- 2024 Toyota bZ4Xabout $1,790 ($160 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.