How much is insurance on a Jeep Grand Cherokee?
A 2024 Jeep Grand Cherokee runs about $1,940 a year for a typical 45-year-old, about the same as an average 2024 car: cheaper repairs and more at-fault claims about even out.
2024 Jeep Grand Cherokee, national average
about $1,940 a year (about $160 a month)
roughly $1,450–$2,600
An average 2024 car: about $1,940. An older Jeep Grand Cherokee costs less (below).
Priced: the 2024 Grand Cherokee 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Jeep Grand Cherokee, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,940 | about $1,060 | +$1,280 | about $5,560 |
| 2022 (4–7 years old) | about $1,830 | about $1,060 | +$1,210 | about $5,260 |
| 2018 (8–12 years old) | about $1,720 | about $1,060 | +$1,140 | about $4,930 |
| 2013 (13 or more years old) | about $1,610 | about $1,060 | +$1,060 | about $4,610 |
We list the Jeep Grand Cherokee for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Jeep Grand Cherokee runs from about $1,850 a year (Grand Cherokee 4WD) to about $1,960 (Grand Cherokee L 2WD): the claims data differs by drive, body, or powertrain.
- Grand Cherokee 4WD: about $1,850
- Grand Cherokee 4xe; Grand Cherokee L 4WD: about $1,900
- Grand Cherokee 2WD: about $1,940
- Grand Cherokee L 2WD: about $1,960
The Jeep Grand Cherokee for other drivers on their own policy, a year: 22–25, $2,520; 26–39, $2,150; 65 and older, $2,040.
Adding a 16-year-old with a Jeep Grand Cherokee
A new 16-year-old driving the Jeep Grand Cherokee adds about $1,280 a year ($105 a month), about the same as with an average car.
For adding a teen, the Jeep Grand Cherokee ranks 52nd most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Jeep Grand Cherokee costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much lower than average
- Theft and weather
- lower than average
- Damage to others
- about average
- Injuries to others
- much higher than average
The part that fixes or replaces the Jeep Grand Cherokee: about $880, against $950 for an average 2024 car (8% less). The part that pays for harm to others: about $1,060, against $990 for an average car (7% more).
By the EPA's size classes it's a standard SUV, and it's gas-powered. The Highway Loss Data Institute groups it with midsize SUVs.
Matched to “Jeep Grand Cherokee 4dr (NEW)” in HLDI's results.
Similar midsize SUVs
Among these 25 midsize SUVs, the Jeep Grand Cherokee is the 2nd most expensive to insure.
- 2024 Kia Sorentoabout $1,860 ($80 less)
- 2024 Nissan Pathfinderabout $1,900 (about the same)
- 2024 Ford Mustang Mach-Eabout $1,910 (about the same)
- 2024 Volkswagen ID.4about $1,920 (about the same)
- 2024 Jeep Grand Cherokeeabout $1,940 (this car)
- 2024 Nissan Muranoabout $1,940 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.