How much is insurance on a Nissan Murano?
A 2024 Nissan Murano runs about $1,940 a year for a typical 45-year-old, about the same as an average car of the same age: its losses are close to an average car's. Putting a new 16-year-old on a family policy with the Murano adds about $1,280 a year (#25 of 25 midsize SUVs we compare).
2024 Nissan Murano (Murano AWD), national average
about $1,940 a year (about $160 a month)
Estimated range: $1,400–$2,600. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Murano drops to about $1,410 (see the table below).
Priced for the 2024 Murano AWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Murano's rank is the same in every state.
Why the Nissan Murano costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Nissan Murano 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 96 for crash repairs, 91 for non-crash damage, 99 for damage to others' property, and 106 for injury claims.
- Crash repairs (collision)fixing this car after a crashAverage4% better than average18th best of the 25 midsize SUVs we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesAverage9% better than average15th best of the 24 midsize SUVs we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage1% better than average21st best of the 25 midsize SUVs we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 6% more often than average18th best of the 21 midsize SUVs we compare
HLDI rates results within about 20% of average as “Average.”
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Murano comes out about 5% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 2% less than average: about $930 a year vs $950. On the liability side, damage to others and injury claims combine to about 3% worse than average. We count about half, so that part is about 2% more: $1,010 a year vs $990.
In EPA size classes, the Murano is a midsize car (gas-powered). In Highway Loss Data Institute loss tables, the Nissan Murano is benchmarked against midsize SUVs.
Matched to HLDI series “Nissan Murano 4dr 4WD” (HLDI, 2022–24 models).
A used Nissan Murano, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 Murano AWD (0–3 years old) | about $1,940 | about $1,010 | +$1,280 | about $5,570 |
 2022 Murano AWD (4–7 years old) | about $1,830 | about $1,010 | +$1,210 | about $5,250 |
| 2018 Murano AWD (8–12 years old) | about $1,560 | about $890 | +$1,030 | about $4,480 |
 2013 Murano AWD (13 or more years old) | about $1,410 | about $820 | +$930 | about $4,040 |
Our catalog covers the Nissan Murano across model years 2006–2007, 2009–2027. Full coverage on a used 2013 Murano (13 or more years old) runs about $1,410 a year, $530 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $820 a year. Each photo shows that year's generation of the car. Photo credits.
Across 2024 Nissan Murano trims, full coverage goes from about $1,870 a year on the Murano FWD to about $1,940 on the Murano AWD, because HLDI's loss results differ by body, drive, or powertrain.
- Murano FWD: about $1,870
- Murano AWD: about $1,940
On a policy of their own with a 2024 Nissan Murano, a 22–25-year-old pays about $2,520 a year ($580 more than a 45-year-old), a 26–39-year-old about $2,150, and a driver 65 and older about $2,040.
Adding a 16-year-old with a Nissan Murano
Adding a new 16-year-old who drives the Nissan Murano raises the family bill by about $1,280 a year ($105 a month), about the same as adding a teen with an average car of the same age. A separate policy for the 16-year-old runs about $5,570 a year, so keeping them on the family policy saves about $4,290 a year.
For adding a teen driver, the Nissan Murano ranks 51st most expensive out of all 121 models we track. Stepping down to a used 2013 Murano (13 or more years old) brings the teen add-on to about $930 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar midsize SUVs
Among these 25 midsize SUVs, the Nissan Murano is the most expensive to insure. Just below it is the Jeep Grand Cherokee, at about $1,940 a year.
2024 Nissan Pathfinderabout $1,900 (about the same)
2024 Ford Mustang Mach-Eabout $1,910 (about the same)
2024 Volkswagen ID.4about $1,920 (about the same)
2024 Jeep Grand Cherokeeabout $1,940 (about the same)- 2024 Nissan Muranoabout $1,940 (this car)
Photos from Wikimedia Commons contributors. Photo credits.
What a Nissan Murano costs in your state
In six sample states, a 2024 Nissan Murano runs from about $1,250 a year in Maine through Ohio, Minnesota, Utah and Connecticut to about $2,330 in Texas:
- Maineabout $1,250/yr · +$820 teen
- Ohioabout $1,400/yr · +$920 teen
- Minnesotaabout $1,650/yr · +$1,090 teen
- Utahabout $1,730/yr · +$1,140 teen
- Connecticutabout $2,030/yr · +$1,340 teen
- Texasabout $2,330/yr · +$1,540 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.