How much is insurance on a Kia Carnival?
A 2024 Kia Carnival runs about $1,890 a year for a typical 45-year-old, about the same as an average 2024 car: its claims are close to an average car's.
2024 Kia Carnival, national average
about $1,890 a year (about $160 a month)
roughly $1,400–$2,500
An average 2024 car: about $1,940. An older Kia Carnival costs less (below).
Priced: the 2024 Carnival (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Kia Carnival, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,890 | about $950 | +$1,250 | about $5,410 |
| 2022 (4–7 years old) | about $1,770 | about $950 | +$1,170 | about $5,090 |
We list the Kia Carnival for 2022–2027. How much a car's age takes off is our own estimate.
The Kia Carnival for other drivers on their own policy, a year: 22–25, $2,450; 26–39, $2,090; 65 and older, $1,980.
Adding a 16-year-old with a Kia Carnival
A new 16-year-old driving the Kia Carnival adds about $1,250 a year ($105 a month), about the same as with an average car.
For adding a teen, the Kia Carnival ranks 53rd cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Kia Carnival costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- about average
- Damage to others
- lower than average
- Injuries to others
- about average
The part that fixes or replaces the Kia Carnival: about $930, against $950 for an average 2024 car (about the same). The part that pays for harm to others: about $950, against $990 for an average car (4% less).
By the EPA's size classes it's a minivan, and it's gas-powered. The Highway Loss Data Institute groups it with very large minivans.
Matched to “Kia Carnival” in HLDI's results.
Similar very large minivans
Among these 4 very large minivans, the Kia Carnival is the 2nd most expensive to insure.
- 2024 Honda Odysseyabout $1,730 ($150 less)
- 2024 Chrysler Pacificaabout $1,820 ($70 less)
- 2024 Kia Carnivalabout $1,890 (this car)
- 2024 Toyota Siennaabout $2,020 ($130 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.