How much is insurance on a Honda Odyssey?
A 2024 Honda Odyssey runs about $1,730 a year for a typical 45-year-old, $210 less than an average car of the same age, because of fewer injury claims, lower non-crash losses, lower crash-repair losses, and less damage to others' property. Putting a new 16-year-old on a family policy with the Odyssey adds about $1,140 a year (#1 of 4 very large minivans we compare).
2024 Honda Odyssey (Odyssey), national average
about $1,730 a year (about $145 a month)
Estimated range: $1,250–$2,300. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Odyssey drops to about $1,410 (see the table below).
Priced for the 2024 Odyssey, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Odyssey's rank is the same in every state.
Why the Honda Odyssey costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Honda Odyssey, on HLDI's scale where 100 is an average car and lower is better, it reports 80 for crash repairs, 72 for non-crash damage, 83 for damage to others' property, and 70 for injury claims.
- Crash repairs (collision)fixing this car after a crashAverage20% better than average2nd best of the 4 very large minivans we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average28% better than averagebest of the 4 very large minivans we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage17% better than averagebest of the 4 very large minivans we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costBetter than averagefiled 30% less often than averagebest of the 4 very large minivans we compare
HLDI rates results within about 20% of average as “Average.”
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Odyssey comes out about 22% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 9% less than average: about $870 a year vs $950. On the liability side, damage to others and injury claims combine to about 24% better than average. We count about half, so that part is about 13% less: $870 a year vs $990.
In EPA size classes, the Odyssey is a minivan (gas-powered). In Highway Loss Data Institute loss tables, the Honda Odyssey is benchmarked against very large minivans.
Matched to HLDI series “Honda Odyssey” (HLDI, 2022–24 models).
A used Honda Odyssey, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 Odyssey (0–3 years old) | about $1,730 | about $870 | +$1,140 | about $4,970 |
 2022 Odyssey (4–7 years old) | about $1,630 | about $870 | +$1,070 | about $4,670 |
 2018 Odyssey (8–12 years old) | about $1,470 | about $810 | +$970 | about $4,210 |
 2013 Odyssey (13 or more years old) | about $1,410 | about $870 | +$930 | about $4,030 |
Our catalog covers the Honda Odyssey across model years 2006–2027. Full coverage on a used 2013 Odyssey (13 or more years old) runs about $1,410 a year, $330 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $870 a year. Each photo shows that year's generation of the car. Photo credits.
For the 2024 Honda Odyssey, our catalog lists the Odyssey configuration at about $1,730 a year.
On a policy of their own with a 2024 Honda Odyssey, a 22–25-year-old pays about $2,250 a year ($520 more than a 45-year-old), a 26–39-year-old about $1,920, and a driver 65 and older about $1,820.
Adding a 16-year-old with a Honda Odyssey
Because the Honda Odyssey starts from lower losses than most cars, adding a new 16-year-old driver raises the family bill by about $1,140 a year ($95 a month), $140 less than adding a teen with an average car of the same age. Putting that 16-year-old on a policy of their own instead costs about $4,970 a year, about $3,830 more than sharing the family policy.
For adding a teen driver, the Honda Odyssey ranks 11th cheapest out of all 121 models we track. Stepping down to a used 2013 Odyssey (13 or more years old) brings the teen add-on to about $930 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar very large minivans
Among these 4 very large minivans, the Honda Odyssey is the least expensive to insure. Next up is the Chrysler Pacifica, at about $1,820 a year.
- 2024 Honda Odysseyabout $1,730 (this car)
2024 Chrysler Pacificaabout $1,820 ($90 more)
2024 Kia Carnivalabout $1,890 ($150 more)
2024 Toyota Siennaabout $2,020 ($290 more)
Photos from Wikimedia Commons contributors. Photo credits.
What a Honda Odyssey costs in your state
In six sample states, a 2024 Honda Odyssey runs from about $1,160 a year in North Dakota through South Dakota, Washington, Mississippi and Maryland to about $2,080 in Texas:
- North Dakotaabout $1,160/yr · +$760 teen
- South Dakotaabout $1,390/yr · +$920 teen
- Washingtonabout $1,490/yr · +$980 teen
- Mississippiabout $1,680/yr · +$1,110 teen
- Marylandabout $1,930/yr · +$1,270 teen
- Texasabout $2,080/yr · +$1,370 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.