How much is insurance on a Toyota Sienna?
A 2024 Toyota Sienna runs about $2,020 a year for a typical 45-year-old, $70 more than an average 2024 car, because of slightly pricier repairs and slightly more at-fault claims.
2024 Toyota Sienna, national average
about $2,020 a year (about $170 a month)
roughly $1,500–$2,700
An average 2024 car: about $1,940. An older Toyota Sienna costs less (below).
Priced: the 2024 Sienna 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Toyota Sienna, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,020 | about $1,030 | +$1,330 | about $5,790 |
| 2022 (4–7 years old) | about $1,900 | about $1,030 | +$1,250 | about $5,450 |
We list the Toyota Sienna for 2006–2027. How much a car's age takes off is our own estimate.
The 2024 Toyota Sienna runs from about $1,890 a year (Sienna AWD) to about $2,020 (Sienna 2WD): the claims data differs by drive, body, or powertrain.
- Sienna AWD: about $1,890
- Sienna 2WD: about $2,020
The Toyota Sienna for other drivers on their own policy, a year: 22–25, $2,620; 26–39, $2,240; 65 and older, $2,120.
Adding a 16-year-old with a Toyota Sienna
A new 16-year-old driving the Toyota Sienna adds about $1,330 a year ($110 a month), about the same as with an average car.
For adding a teen, the Toyota Sienna ranks 43rd most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota Sienna costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- higher than average
- Theft and weather
- about average
- Damage to others
- about average
- Injuries to others
- higher than average
The part that fixes or replaces the Toyota Sienna: about $990, against $950 for an average 2024 car (4% more). The part that pays for harm to others: about $1,030, against $990 for an average car (4% more).
By the EPA's size classes it's a minivan, and it's a hybrid. The Highway Loss Data Institute groups it with very large minivans.
Matched to “Toyota Sienna hybrid van” in HLDI's results.
Similar very large minivans
Among these 4 very large minivans, the Toyota Sienna is the most expensive to insure.
- 2024 Honda Odysseyabout $1,730 ($280 less)
- 2024 Chrysler Pacificaabout $1,820 ($200 less)
- 2024 Kia Carnivalabout $1,890 ($130 less)
- 2024 Toyota Siennaabout $2,020 (this car)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.