How much is insurance on a Ford Expedition?
A 2024 Ford Expedition runs about $1,730 a year for a typical 45-year-old, $210 less than an average 2024 car, because of fewer at-fault claims and slightly cheaper repairs.
2024 Ford Expedition, national average
about $1,730 a year (about $145 a month)
roughly $1,250–$2,350
An average 2024 car: about $1,940. An older Ford Expedition costs less (below).
Priced: the 2024 Expedition 2WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Ford Expedition, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,730 | about $810 | +$1,140 | about $4,970 |
| 2022 (4–7 years old) | about $1,620 | about $810 | +$1,070 | about $4,660 |
| 2018 (8–12 years old) | about $1,500 | about $810 | +$990 | about $4,310 |
| 2013 (13 or more years old) | about $1,380 | about $810 | +$910 | about $3,970 |
We list the Ford Expedition for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Ford Expedition runs from about $1,730 a year (Expedition 2WD) to about $1,850 (Expedition Timberline AWD): the claims data differs by drive, body, or powertrain.
- Expedition 2WD: about $1,730
- Expedition 4WD; Expedition Timberline AWD: about $1,850
The Ford Expedition for other drivers on their own policy, a year: 22–25, $2,250; 26–39, $1,920; 65 and older, $1,820.
Adding a 16-year-old with a Ford Expedition
A new 16-year-old driving the Ford Expedition adds about $1,140 a year ($95 a month), $140 less than with an average 2024 car.
For adding a teen, the Ford Expedition ranks 12th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Ford Expedition costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- about average
- Damage to others
- much lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Ford Expedition: about $920, against $950 for an average 2024 car (3% less). The part that pays for harm to others: about $810, against $990 for an average car (18% less).
By the EPA's size classes it's a standard SUV, and it's gas-powered. The Highway Loss Data Institute groups it with large SUVs.
Matched to “Ford Expedition 4dr” in HLDI's results.
Similar large SUVs
Among these 4 large SUVs, the Ford Expedition is the 2nd least expensive to insure.
- 2024 GMC Yukonabout $1,730 (about the same)
- 2024 Ford Expeditionabout $1,730 (this car)
- 2024 Chevrolet Tahoeabout $1,830 ($100 more)
- 2024 Dodge Durangoabout $2,060 ($320 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.