How much is insurance on a GMC Yukon?

Priced for the 2024 Yukon 2WD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Yukon's rank is the same in every state.

Why the GMC Yukon costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the GMC Yukon 4dr, on HLDI's scale where 100 is an average car and lower is better, it reports 66 for crash repairs, 75 for non-crash damage, 83 for damage to others' property, and 82 for injury claims.

• Crash repairs (collision)fixing this car after a crashBetter than average34% better than averagebest of the 4 large SUVs we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesBetter than average25% better than averagebest of the 4 large SUVs we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage17% better than average2nd best of the 4 large SUVs we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 18% less often than average2nd best of the 4 large SUVs we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Yukon comes out about 31% better than average. We count about 40% of that difference, so the part of the bill that fixes the car is about 13% less than average: about $830 a year vs $950. On the liability side, damage to others and injury claims combine to about 18% better than average. We count about half, so that part is about 9% less: $900 a year vs $990.

How the math works

In EPA size classes, the Yukon is a standard SUV (gas-powered). In Highway Loss Data Institute loss tables, the GMC Yukon is benchmarked against large SUVs.

Matched to HLDI series “GMC Yukon 4dr” (HLDI, 2022–24 models).

A used GMC Yukon, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Yukon 2WD (0–3 years old)	about $1,730	about $900	+$1,140	about $4,960
2022 Yukon 2WD (4–7 years old)	about $1,630	about $900	+$1,080	about $4,680
2018 Yukon C1500 2WD (8–12 years old)	about $1,570	about $880	+$1,030	about $4,500
2013 Yukon 1500 2WD (13 or more years old)	about $1,550	about $970	+$1,020	about $4,450

Our catalog covers the GMC Yukon across model years 2006–2027. Full coverage on a used 2013 Yukon (13 or more years old) runs about $1,550 a year, $180 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $970 a year. Each photo shows that year's generation of the car. Photo credits.

Across 2024 GMC Yukon trims, full coverage goes from about $1,730 a year on the Yukon 2WD to about $1,790 on the Yukon XL 4WD, because HLDI's loss results differ by body, drive, or powertrain.

• Yukon 2WD; Yukon XL 2WD: about $1,730
• Yukon 4WD; Yukon XL 4WD: about $1,790

On a policy of their own with a 2024 GMC Yukon, a 22–25-year-old pays about $2,250 a year ($520 more than a 45-year-old), a 26–39-year-old about $1,920, and a driver 65 and older about $1,820.

Adding a 16-year-old with a GMC Yukon

Because the GMC Yukon starts from lower losses than most cars, adding a new 16-year-old driver raises the family bill by about $1,140 a year ($95 a month), $140 less than adding a teen with an average car of the same age. Putting that 16-year-old on a policy of their own instead costs about $4,960 a year, about $3,820 more than sharing the family policy.

For adding a teen driver, the GMC Yukon ranks 10th cheapest out of all 121 models we track. Stepping down to a used 2013 Yukon (13 or more years old) brings the teen add-on to about $1,020 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar large SUVs

Among these 4 large SUVs, the GMC Yukon is the least expensive to insure. Next up is the Ford Expedition, at about $1,730 a year.

• 2024 GMC Yukonabout $1,730 (this car)
• 2024 Ford Expeditionabout $1,730 (about the same)
• 2024 Chevrolet Tahoeabout $1,830 ($100 more)
• 2024 Dodge Durangoabout $2,060 ($330 more)

Photos from Wikimedia Commons contributors. Photo credits.

What a GMC Yukon costs in your state

In six sample states, a 2024 GMC Yukon runs from about $1,150 a year in North Dakota through New Hampshire, Washington, New Mexico and Delaware to about $2,070 in Texas:

• North Dakotaabout $1,150/yr · +$760 teen
• New Hampshireabout $1,240/yr · +$820 teen
• Washingtonabout $1,480/yr · +$980 teen
• New Mexicoabout $1,560/yr · +$1,030 teen
• Delawareabout $1,890/yr · +$1,240 teen
• Texasabout $2,070/yr · +$1,370 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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