How much is insurance on a Dodge Durango?

Priced for the 2024 Durango AWD, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Durango's rank is the same in every state.

Why the Dodge Durango costs what it does

What HLDI reports (2022–24 models, all drivers combined)

The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Dodge Durango 4dr 4WD, on HLDI's scale where 100 is an average car and lower is better, it reports 107 for crash repairs, 142 for non-crash damage, 110 for damage to others' property, and 111 for injury claims.

• Crash repairs (collision)fixing this car after a crashAverage7% worse than averageworst of the 4 large SUVs we compare
• Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesWorse than average42% worse than averageworst of the 4 large SUVs we compare
• Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultAverage10% worse than averageworst of the 4 large SUVs we compare
• Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costAveragefiled 11% more often than averageworst of the 4 large SUVs we compare

Source: HLDI, insurance losses by make and model, 2022–24 models.

What we estimate that means for price

Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Durango comes out about 17% worse than average. We count about a third of that difference, so the part of the bill that fixes the car is about 6% more than average: about $1,010 a year vs $950. On the liability side, damage to others and injury claims combine to about 11% worse than average. We count about half, so that part is about 5% more: $1,050 a year vs $990.

How the math works

In EPA size classes, the Durango is a standard SUV (gas-powered). In Highway Loss Data Institute loss tables, the Dodge Durango is benchmarked against large SUVs.

• This car's repair losses run a bit above the cars we could check against real prices, so the range reaches higher.

Matched to HLDI series “Dodge Durango 4dr 4WD” (HLDI, 2022–24 models).

A used Dodge Durango, by model year

One model year per age group. Liability only: no coverage for the car itself. Teen columns: a new 16-year-old. Each row uses the HLDI report that covers that model year.

Model year	Full coverage	Liability only	Adding a teen	Teen on their own policy
2024 Durango AWD (0–3 years old)	about $2,060	about $1,050	+$1,360	about $5,900
2022 Durango AWD (4–7 years old)	about $1,930	about $1,050	+$1,280	about $5,550
2018 Durango AWD (8–12 years old)	about $1,800	about $1,070	+$1,190	about $5,170
2013 Durango 2WD (13 or more years old)	about $1,580	about $1,010	+$1,040	about $4,530

Our catalog covers the Dodge Durango across model years 2006–2009, 2011–2027. Full coverage on a used 2013 Durango (13 or more years old) runs about $1,580 a year, $470 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $1,010 a year. Each photo shows that year's generation of the car. Photo credits.

All 3 versions of the 2024 Dodge Durango in our catalog (Durango AWD, Durango SRT AWD and Durango RWD) price within about $50 a year of each other.

On a policy of their own with a 2024 Dodge Durango, a 22–25-year-old pays about $2,670 a year ($620 more than a 45-year-old), a 26–39-year-old about $2,280, and a driver 65 and older about $2,160.

Adding a 16-year-old with a Dodge Durango

A new driver costs more with any car, and more than usual with the Dodge Durango: adding a 16-year-old raises the family bill by about $1,360 a year ($115 a month), $70 more than adding a teen with an average car of the same age. A separate policy in the 16-year-old's own name runs about $5,900 a year ($4,540 more than adding them to the family policy).

For adding a teen driver, the Dodge Durango ranks 36th most expensive out of all 121 models we track. Stepping down to a used 2013 Durango (13 or more years old) brings the teen add-on to about $1,040 a year.

That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.

Similar large SUVs

Among these 4 large SUVs, the Dodge Durango is the most expensive to insure. Just below it is the Chevrolet Tahoe, at about $1,830 a year.

• 2024 GMC Yukonabout $1,730 ($330 less)
• 2024 Ford Expeditionabout $1,730 ($320 less)
• 2024 Chevrolet Tahoeabout $1,830 ($220 less)
• 2024 Dodge Durangoabout $2,060 (this car)

Photos from Wikimedia Commons contributors. Photo credits.

What a Dodge Durango costs in your state

In six sample states, a 2024 Dodge Durango runs from about $1,320 a year in Maine through Wyoming, Virginia, Missouri and Michigan to about $2,470 in Texas:

• Maineabout $1,320/yr · +$870 teen
• Wyomingabout $1,690/yr · +$1,110 teen
• Virginiaabout $1,770/yr · +$1,170 teen
• Missouriabout $1,890/yr · +$1,250 teen
• Michiganabout $2,250/yr · +$1,480 teen
• Texasabout $2,470/yr · +$1,630 teen

All 50 states and DC · Updated November 5, 2026.

Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.

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