How much is insurance on a Chevrolet Camaro?
A 2024 Chevrolet Camaro runs about $2,420 a year for a typical 45-year-old, $480 more than an average car of the same age, because of higher non-crash losses, more injury claims, higher crash-repair losses, and more damage to others' property. Putting a new 16-year-old on a family policy with the Camaro adds about $1,600 a year (#11 of 13 small cars we compare).
2024 Chevrolet Camaro (Camaro), national average
about $2,420 a year (about $200 a month)
Estimated range: $1,750–$3,500. Actual quotes can fall outside it.
An average car of the same age (what HLDI's 2022–24 results measure against) runs about $1,940 a year. A used 2013 Camaro drops to about $1,770 (see the table below).
Priced for the 2024 Camaro, the newest year covered by HLDI's loss data (2022–24 models), for a 45-year-old driver with a clean record and full coverage. HLDI's results combine drivers of all ages. We apply them to one example driver (a 45-year-old with a clean record) so pages are comparable; they aren't specific to 45-year-olds. Each state raises or lowers every car's price by the same percentage, so the Camaro's rank is the same in every state.
Why the Chevrolet Camaro costs what it does
What HLDI reports (2022–24 models, all drivers combined)
The Highway Loss Data Institute (HLDI) compares each model's insurance losses with an average car's. For the Chevrolet Camaro 2dr, on HLDI's scale where 100 is an average car and lower is better, it reports 158 for crash repairs, 227 for non-crash damage, 133 for damage to others' property, and 169 for injury claims.
- Crash repairs (collision)fixing this car after a crashSubstantially worse than average58% worse than average12th best of the 13 small cars we compare
- Non-crash damage (comprehensive)theft, weather, fire, vandalism, glass, and animal strikesSubstantially worse than average127% worse than averageworst of the 13 small cars we compare
- Damage to others' property (property damage liability)other people's cars and property, when this car's driver is at faultWorse than average33% worse than averageworst of the 13 small cars we compare
- Injuries to others (bodily injury liability)how often injury claims are filed against this car's drivers, not how much they costSubstantially worse than averagefiled 69% more often than average11th best of the 12 small cars we compare
HLDI rates results within about 20% of average as “Average.”
Source: HLDI, insurance losses by make and model, 2022–24 models.
What we estimate that means for price
Prices move less than loss results do: a car's loss record is only one of many things insurers weigh, and each weighs it differently. So we count only part of HLDI's difference. Combining crash repairs and non-crash damage (weighted about 71% and 29%, the share each makes up of industry claim costs), the Camaro comes out about 78% worse than average. We count about a third of that difference, so the part of the bill that fixes the car is about 24% more than average: about $1,180 a year vs $950. On the liability side, damage to others and injury claims combine to about 54% worse than average. Counting about half would go past the band insurers' own car ratings stay inside, so we hold that part at 25% more than average: $1,240 a year vs $990.
In EPA size classes, the Camaro is a small car (gas-powered). In Highway Loss Data Institute loss tables, the Chevrolet Camaro is benchmarked against large sports cars.
- Sporty cars often cost more to insure than their repair records suggest, so the range reaches higher.
Matched to HLDI series “Chevrolet Camaro 2dr” (HLDI, 2022–24 models).
A used Chevrolet Camaro, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 Camaro (0–3 years old) | about $2,420 | about $1,240 | +$1,600 | about $6,940 |
 2022 Camaro (4–7 years old) | about $2,280 | about $1,240 | +$1,500 | about $6,540 |
 2018 Camaro (8–12 years old) | about $2,110 | about $1,240 | +$1,390 | about $6,060 |
 2013 Camaro (13 or more years old) | about $1,770 | about $1,110 | +$1,170 | about $5,080 |
Our catalog covers the Chevrolet Camaro across model years 2010–2024. Full coverage on a used 2013 Camaro (13 or more years old) runs about $1,770 a year, $650 less than on a 2024. Dropping collision and comprehensive on that 2013 brings liability-only coverage to about $1,110 a year. Each photo shows that year's generation of the car. Photo credits.
For the 2024 Chevrolet Camaro, our catalog lists the Camaro configuration at about $2,420 a year.
On a policy of their own with a 2024 Chevrolet Camaro, a 22–25-year-old pays about $3,150 a year ($730 more than a 45-year-old), a 26–39-year-old about $2,690, and a driver 65 and older about $2,540.
Adding a 16-year-old with a Chevrolet Camaro
A new driver costs more with any car, and more than usual with the Chevrolet Camaro: adding a 16-year-old raises the family bill by about $1,600 a year ($135 a month), $320 more than adding a teen with an average car of the same age. A separate policy in the 16-year-old's own name runs about $6,940 a year ($5,350 more than adding them to the family policy).
For adding a teen driver, the Chevrolet Camaro ranks 12th most expensive out of all 121 models we track. Stepping down to a used 2013 Camaro (13 or more years old) brings the teen add-on to about $1,170 a year.
That increase is how much the family bill goes up with a new 16-year-old driving this car. Cheapest cars to insure for a teen.
Similar small cars
Among these 13 small cars, the Chevrolet Camaro is the 3rd most expensive to insure. Right next to it are the Nissan Versa (about $2,200 a year) and the BMW 330i (about $2,850).
2024 Volkswagen Jettaabout $2,070 ($350 less)
2024 Toyota Corollaabout $2,070 ($350 less)
2024 Ford Mustangabout $2,150 ($270 less)
2024 Nissan Versaabout $2,200 ($220 less)- 2024 Chevrolet Camaroabout $2,420 (this car)
2024 BMW 330iabout $2,850 ($430 more)
2024 Mercedes-Benz C-Classabout $3,020 ($600 more)
Photos from Wikimedia Commons contributors. Photo credits.
What a Chevrolet Camaro costs in your state
In six sample states, a 2024 Chevrolet Camaro runs from about $1,650 a year in Idaho through Ohio, Minnesota, Utah and Connecticut to about $3,190 in New York:
- Idahoabout $1,650/yr · +$1,090 teen
- Ohioabout $1,750/yr · +$1,150 teen
- Minnesotaabout $2,060/yr · +$1,360 teen
- Utahabout $2,160/yr · +$1,430 teen
- Connecticutabout $2,530/yr · +$1,670 teen
- New Yorkabout $3,190/yr · +$2,100 teen
All 50 states and DC · Updated .
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and nothing you type is sent to us. Only an insurer can give you a real price.