How much is insurance on a Mercedes-Benz C-Class?
A 2024 Mercedes-Benz C-Class runs about $3,020 a year for a typical 45-year-old, $1,080 more than an average 2024 car, because of pricier repairs.
2024 Mercedes-Benz C-Class, national average
about $3,020 a year (about $250 a month)
roughly $2,000–$4,350
An average 2024 car: about $1,940. An older Mercedes-Benz C-Class costs less (below).
Priced: the 2024 C300 (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Mercedes-Benz C-Class, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $3,020 | about $1,010 | +$1,990 | about $8,660 |
| 2022 (4–7 years old) | about $2,780 | about $1,010 | +$1,830 | about $7,970 |
| 2018 (8–12 years old) | about $2,520 | about $1,010 | +$1,660 | about $7,220 |
| 2013 (13 or more years old) | about $2,260 | about $1,010 | +$1,490 | about $6,480 |
We list the Mercedes-Benz C-Class for 2006–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 3 versions of the 2024 Mercedes-Benz C-Class we list (AMG C43 4matic, C300 and C300 4matic) all come out within about $50 of each other.
The Mercedes-Benz C-Class for other drivers on their own policy, a year: 22–25, $3,920; 26–39, $3,350; 65 and older, $3,170.
Adding a 16-year-old with a Mercedes-Benz C-Class
A new 16-year-old driving the Mercedes-Benz C-Class adds about $1,990 a year ($165 a month), $710 more than with an average 2024 car.
For adding a teen, the Mercedes-Benz C-Class ranks 3rd most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Mercedes-Benz C-Class costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- much higher than average
- Damage to others
- about average
- Injuries to others
- about average
The part that fixes or replaces the Mercedes-Benz C-Class: about $2,010, against $950 for an average 2024 car (111% more). The part that pays for harm to others: about $1,010, against $990 for an average car (about the same).
By the EPA's size classes it's a small car, and it's a hybrid. The Highway Loss Data Institute groups it with midsize luxury cars.
- The claims data has no separate figures for this hybrid, so we used the gas version's.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “Mercedes-Benz C class 4dr; Mercedes-Benz C class 4dr 4WD” in HLDI's results.
Similar midsize luxury cars
Among these 4 midsize luxury cars, the Mercedes-Benz C-Class is the most expensive to insure.
- 2024 Lexus ESabout $2,250 ($770 less)
- 2024 Tesla Model 3about $2,790 ($230 less)
- 2024 BMW 330iabout $2,850 ($170 less)
- 2024 Mercedes-Benz C-Classabout $3,020 (this car)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.