How much is insurance on a BMW 330i?
A 2024 BMW 330i runs about $2,850 a year for a typical 45-year-old, $910 more than an average 2024 car, because of pricier repairs.
2024 BMW 330i, national average
about $2,850 a year (about $240 a month)
roughly $1,900–$4,100
An average 2024 car: about $1,940. An older BMW 330i costs less (below).
Priced: the 2024 330i Sedan (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used BMW 330i, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $2,850 | about $1,010 | +$1,880 | about $8,180 |
| 2022 (4–7 years old) | about $2,630 | about $1,010 | +$1,740 | about $7,550 |
| 2018 (8–12 years old) | about $2,390 | about $1,010 | +$1,580 | about $6,860 |
| 2006 (13 or more years old) | about $2,150 | about $1,010 | +$1,420 | about $6,180 |
We list the BMW 330i for 2006, 2017–2026. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 BMW 330i runs from about $2,740 a year (330i xDrive Sedan) to about $2,850 (330i Sedan): the claims data differs by drive, body, or powertrain.
- 330i xDrive Sedan: about $2,740
- 330i Sedan: about $2,850
The BMW 330i for other drivers on their own policy, a year: 22–25, $3,710; 26–39, $3,170; 65 and older, $2,990.
Adding a 16-year-old with a BMW 330i
A new 16-year-old driving the BMW 330i adds about $1,880 a year ($155 a month), $600 more than with an average 2024 car.
For adding a teen, the BMW 330i ranks 4th most expensive of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the BMW 330i costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- much higher than average
- Theft and weather
- higher than average
- Damage to others
- about average
- Injuries to others
- about average
The part that fixes or replaces the BMW 330i: about $1,840, against $950 for an average 2024 car (93% more). The part that pays for harm to others: about $1,010, against $990 for an average car (about the same).
By the EPA's size classes it's a small car, and it's gas-powered. The Highway Loss Data Institute groups it with midsize luxury cars.
- Expensive and electric cars can cost more or less to insure than their repair records suggest.
Matched to “BMW 3 series 4dr; BMW 3 series 4dr 4WD” in HLDI's results.
Similar midsize luxury cars
Among these 4 midsize luxury cars, the BMW 330i is the 2nd most expensive to insure.
- 2024 Lexus ESabout $2,250 ($600 less)
- 2024 Tesla Model 3about $2,790 (about the same)
- 2024 BMW 330iabout $2,850 (this car)
- 2024 Mercedes-Benz C-Classabout $3,020 ($170 more)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.