How much is insurance on a Toyota RAV4 Prime?
A 2024 Toyota RAV4 Prime runs about $1,790 a year for a typical 45-year-old, $150 less than an average 2024 car, because of fewer at-fault claims and slightly cheaper repairs.
2024 Toyota RAV4 Prime, national average
about $1,790 a year (about $150 a month)
roughly $1,300–$2,400
An average 2024 car: about $1,940. An older Toyota RAV4 Prime costs less (below).
Priced: the 2024 RAV4 Prime 4WD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Toyota RAV4 Prime, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,790 | about $890 | +$1,180 | about $5,140 |
| 2022 (4–7 years old) | about $1,680 | about $890 | +$1,110 | about $4,830 |
We list the Toyota RAV4 Prime for 2021–2027. How much a car's age takes off is our own estimate.
The Toyota RAV4 Prime for other drivers on their own policy, a year: 22–25, $2,330; 26–39, $1,990; 65 and older, $1,880.
Adding a 16-year-old with a Toyota RAV4 Prime
A new 16-year-old driving the Toyota RAV4 Prime adds about $1,180 a year ($100 a month), $100 less than with an average 2024 car.
For adding a teen, the Toyota RAV4 Prime ranks 26th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Toyota RAV4 Prime costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- lower than average
- Theft and weather
- lower than average
- Damage to others
- lower than average
- Injuries to others
- much lower than average
The part that fixes or replaces the Toyota RAV4 Prime: about $910, against $950 for an average 2024 car (5% less). The part that pays for harm to others: about $890, against $990 for an average car (11% less).
By the EPA's size classes it's a small SUV, and it's a plug-in hybrid. The Highway Loss Data Institute groups it with small SUVs.
Matched to “Toyota RAV4 Prime plug-in hybrid 4dr 4WD” in HLDI's results.
Similar small SUVs
Among these 26 small SUVs, the Toyota RAV4 Prime is the 7th least expensive to insure.
- 2024 Honda CR-Vabout $1,740 (about the same)
- 2024 Toyota RAV4about $1,760 (about the same)
- 2024 Toyota bZ4Xabout $1,790 (about the same)
- 2024 Mazda CX-5about $1,790 (about the same)
- 2024 Toyota RAV4 Primeabout $1,790 (this car)
- 2024 Hyundai Konaabout $1,800 (about the same)
- 2024 GMC Terrainabout $1,800 (about the same)
- 2024 Volkswagen Taosabout $1,810 (about the same)
- 2024 Chevrolet Equinoxabout $1,810 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.