How much is insurance on a Hyundai Kona?
A 2024 Hyundai Kona runs about $1,800 a year for a typical 45-year-old, $140 less than an average 2024 car, because of fewer at-fault claims and slightly cheaper repairs.
2024 Hyundai Kona, national average
about $1,800 a year (about $150 a month)
roughly $1,300–$2,400
An average 2024 car: about $1,940. An older Hyundai Kona costs less (below).
Priced: the 2024 Kona AWD (the newest year our claims data covers), a 45-year-old, clean record, full coverage. Each state moves every car's price by the same share. How we got these.
A used Hyundai Kona, by model year
| Model year | Full coverage | Liability only | Adding a teen | Teen on their own policy |
|---|---|---|---|---|
| 2024 (0–3 years old) | about $1,800 | about $900 | +$1,190 | about $5,170 |
| 2022 (4–7 years old) | about $1,690 | about $900 | +$1,120 | about $4,860 |
| 2018 (8–12 years old) | about $1,580 | about $900 | +$1,040 | about $4,530 |
We list the Hyundai Kona for 2018–2027. How much a car's age takes off is our own estimate. Years before 2022 use the 2022–24 claims results.
The 2024 Hyundai Kona runs from about $1,800 a year (Kona AWD) to about $1,870 (Kona FWD): the claims data differs by drive, body, or powertrain.
- Kona AWD: about $1,800
- Kona Electric Long Range; Kona Electric Standard Range: about $1,840
- Kona FWD: about $1,870
The Hyundai Kona for other drivers on their own policy, a year: 22–25, $2,340; 26–39, $2,000; 65 and older, $1,890.
Adding a 16-year-old with a Hyundai Kona
A new 16-year-old driving the Hyundai Kona adds about $1,190 a year ($100 a month), $90 less than with an average 2024 car.
For adding a teen, the Hyundai Kona ranks 28th cheapest of our 121 car pages.
That's the whole household's bill going up. Cheapest cars to insure for a teen.
Why the Hyundai Kona costs what it does
Its insurance claims against an average car's (HLDI):
- Repairs
- about average
- Theft and weather
- much lower than average
- Damage to others
- lower than average
- Injuries to others
- no figure
The part that fixes or replaces the Hyundai Kona: about $910, against $950 for an average 2024 car (5% less). The part that pays for harm to others: about $900, against $990 for an average car (9% less).
By the EPA's size classes it's a small SUV, and it's gas-powered. The Highway Loss Data Institute groups it with small SUVs.
Matched to “Hyundai Kona 4dr 4WD” in HLDI's results.
Similar small SUVs
Among these 26 small SUVs, the Hyundai Kona is the 8th least expensive to insure.
- 2024 Toyota RAV4about $1,760 (about the same)
- 2024 Toyota bZ4Xabout $1,790 (about the same)
- 2024 Mazda CX-5about $1,790 (about the same)
- 2024 Toyota RAV4 Primeabout $1,790 (about the same)
- 2024 Hyundai Konaabout $1,800 (this car)
- 2024 GMC Terrainabout $1,800 (about the same)
- 2024 Volkswagen Taosabout $1,810 (about the same)
- 2024 Chevrolet Equinoxabout $1,810 (about the same)
- 2024 Ford Bronco Sportabout $1,830 (about the same)
Both start from your own situation if you've set one. For crash safety, see IIHS and NHTSA ratings.
This is an estimate to help you plan, not a quote. We don't sell insurance, and we never pass your info to anyone. Only an insurer can give you a real price.